The Financial Stability Board (FSB) established a global baseline for AI risk management, making AI governance a board-level compliance imperative. National regulators will use the FSB's 12 sound practices as a benchmark for increased supervisory scrutiny.

American Express developed a framework to ensure AI agents execute only authorized purchases, aiming to prevent costly transaction disputes. JPMorgan Chase CEO Jamie Dimon cautioned customers about AI agent use, signaling a potential shift of liability for unauthorized transactions to consumers.